“Identity theft on the rise” is a constant headline nowadays. Seeing and reading about it everywhere only makes it clear how prevalent it has become and what a big issue it is today. Before, people were only concerned with managing their charging habits wisely and making sure they don’t go beyond their payment financial capacities to pay their debts. But today, with the rise of technology and people’s dependence on credit card use, identity theft has also become a serious matter to consider. Because of its prevalence, it becomes crucial for cardholders to be aware of effective ways to protect their credit information, and one of the effective ways of effective credit protection is through regular credit checks. Regular checking of your credit report will help you track any erroneous transaction. Getting An Annual Credit Report Helps You Protect Your Credit from Fraud and this you can get it free from any of 3 credit bureaus(Experian, TransUnion and Equifax).