A credit card is a lot of fun because you’re able to buy all the things you want even in the absence of cash at hand. It also offers a great deal of help during emergencies and financial crunches.
However, owning a credit card entails an equally great deal of accountability. It may not be fun at all times especially when you’re dealing with a bad credit score. A bad credit score means a lot nowadays. It could mean being denied for that loan application, and in some cases, it could also mean being denied for an employment application. Continue reading →