“Identity theft on the rise” is a constant headline nowadays. Seeing and reading about it everywhere only makes it clear how prevalent it has become and what a big issue it is today. Before, people were only concerned with managing their charging habits wisely and making sure they don’t go beyond their payment financial capacities to pay their debts. Continue reading →
ID fraud is a white collar crime that doesn’t pick its victims. One way to keep this terrible nuisance at bay is to perform regular credit checks. If you’re keen on preventing identity theft then checking your credit report regularly with the help of a credit protection service would be ideal. Continue reading →
Consumers depend on their credit for various financial moves – buying car, getting home and student loan. Credit scores are graded to a consumer, depending on their overall “creditworthiness” and it influences the decisions of lenders when it comes to approving for mortgages, credit card applications and auto loans. Continue reading →
Id theft can happen to all unsuspecting consumers. This made people more aware that their personal and financial identity can provide a window of opportunity for thieves to make money. Data leaks, hacked online accounts, stolen mails and recycled credit card offers are some avenues used by id thieves to perpetrate their crimes.
Fortunately, there’s no need to worry, because consumers have the ability to protect their own well-being. They can either avail of a credit protection service that helps spot id theft activities or they can just be more vigilant when it comes to protecting their sensitive information and checking their credit files.
To know more about of the effective tips to protect your credit from id thieves, Read more>>>
The incidence rate of credit scams and identity theft is significantly higher today compared to previous years. Many experts are citing the cause of this as the advancements in information and communication technologies that allow easier information exchange over the Internet. While generally useful, these developments allow fraudsters to more easily access people’s personal information online. Considering the flaws in modern information security systems, a lot of people are at risk. Credit card information has become a popular target since people frequently disclose that information online when they shop or subscribe to other online services. Identity thieves are coming up with more advanced tactics by the day, so it is necessary to emphasize the importance of more efficient credit protection methods, such as regular credit checks or credit monitoring.
If you want to know more about the five elements of credit monitoring, Read more>>>
For years, employers have conducted credit checks for employment. For most people, this isn’t a very pleasant aspect in looking for a job. A credit check may reveal several financial issues that the potential employee or present employee may have acquired. Even if people should not be evaluated based on credit history, many of them still end up jobless with these credit checks. Checking a person’s credit history is essential for employment but should be done properly. The consent should be given to employers before credit checks are performed. If any bankruptcy is discovered, it shouldn’t be held against the potential employee. A suitable explanation should be given to the applicant so that any errors could be refuted.
To know more about importance of employee credit check, Read more>>>